Compliance Updates: July 2026 In Review

Aug 10, 2026

Topics: Late Fee Updates, Document Change, Global Mapping Changes, Modifications

Our team of experts at Docutech continually review requirements for document changes and publish real-time updates. To help keep you in the know, the monthly Docutech Compliance Recap brings you the most recent compliance updates. 

Here’s our latest recap:

Document Updates

  • Docutech updated the New Jersey Real Property notary block to comply with N.J. Stat. § 46:14-2.1(a), which requires individuals signing on behalf of a corporation or other entity to acknowledge that they were authorized to execute the instrument and that it was executed as the act of the entity. The revised notarial certificate adds this required entity-authorization language to applicable New Jersey documents. Following the initial announcement, Docutech clarified that the change applies only when the Notary Block Model Language (FI 143245) is set to "Real Property" and expanded the update to include three additional cooperative loan documents: Cx4986 (Irrevocable Stock Power – COOP), Cx22775 (Cooperative Pledge Agreement), and Cx22776 (Cooperative Loan Recognition Agreement). Read More.

  • Effective July 23, we introduced two new Minnesota disclosures to satisfy Minn. Stat. Ann. §58.137(2)(b). The Minnesota Prepayment Disclosure at Application (Cx1892) is provided within five business days of application, while the Minnesota Prepayment Disclosure at Closing (Cx1893) is delivered at closing. Both documents disclose when a prepayment penalty may apply and help lenders comply with Minnesota's residential mortgage requirements. Read More.

  • We updated Wyoming's Notice and Explanation of Fee Increase forms to align with Wyoming Statutes §§ 40-23-113(e)(ii) and 40-23-114(d)(ii). These documents support compliance with state requirements governing increases to lender and broker fees after initial disclosures have been provided. Read More.

  • Updates were made to the New Jersey Notarial Certificate to ensure compliance with state acknowledgment requirements. The revised document reflects current statutory language governing notarized real estate instruments and supports proper execution of recordable documents. Read More.

  • Following revisions to Kansas Administrative Regulation 17-24-1 issued by the Kansas Office of the State Bank Commissioner, the Kansas Borrower Acknowledgment was updated to reflect the revised regulatory requirements. The changes help licensed lenders document borrower acknowledgment in accordance with current state regulations. Read More.

  • Logic within the Nebraska Net Tangible Benefit Disclosure was updated to improve how the Removal or Addition of Insurance Product section is populated. The enhancement ensures the disclosure more accurately reflects applicable loan information while maintaining compliance with Nebraska's net tangible benefit requirements. Read More. 

  • Maryland's Loan Commitment and Financing Agreement were revised to comply with Commercial Law §12-125(b)(2)(ii), which requires financing agreements to clearly identify and explain the type of mortgage loan being offered. These updates provide borrowers with clearer loan information while supporting lender compliance. Read More.

The above information is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
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Late Fee Updates Document Change Global Mapping Changes Modifications

The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.