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Washington has updated the WA Foreclosure Prevention Fee Disclosure (Cx28412) so it is generated only for eligible loan types. The disclosure will now print for primary residences and second homes, but not for investment properties, aligning with the state's definition of a residential mortgage loan under RCW 31.04.015. Read More.
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Nebraska has introduced a new Net Tangible Benefit Disclosure (Cx29105) for qualifying refinance transactions to comply with recently enacted state legislation. The disclosure helps document whether a refinance provides a clear financial benefit to the borrower and will be generated for eligible refinance loans secured by primary residences and second homes. Read More.
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The Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687) has been updated to reflect the VA's latest version of the form, which now carries an expiration date of December 31, 2028. In addition to the form update, several minor formatting and field changes have been incorporated to align with the revised VA requirements. Read More.
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Docutech has introduced new FHA 1–4 Family Rider documents for lenders who choose to include them with FHA loans, along with updates to additional PUD and Condominium Riders so they can print automatically when both riders are required. These enhancements provide greater flexibility while ensuring the documents align with FHA-specific requirements. Read More.
- The New Jersey Authorization of Document Delivery Services (Cx1030) has been updated to improve the document's functionality and data population. New fields have been added to capture key delivery information, helping lenders more accurately disclose and authorize document delivery service fees in accordance with New Jersey requirements. Read More.
- Docutech has enhanced its Loan Modification Agreements for Montana, Oregon, Washington, and Georgia. Updates include revised MERS language for MT, OR, and WA documents, along with new Georgia intangible recording tax language to better support applicable loan modification requirements and improve document accuracy. Read More.
- The Virginia Security Instruments, State Assumption Notice (Cx28523), and LE/CD Assumption Disclosure has been updated to comply with Virginia House Bill 304. The changes support new assumption provisions for eligible conventional owner-occupied loans in the event of a divorce or annulment, while adding a new multistate State Assumption Notice and updated disclosure logic for qualifying Virginia loans. Read More.
- The VA Loan Summary Sheet (Cx57) and VA Loan Analysis (Cx5533) have been enhanced to better support loans with multiple VA home loan entitlements. The updates expand and rename the credit score fields to accommodate up to four veterans, while improving the document logic to ensure the appropriate veteran credit score is displayed based on available loan data. Read More.
- Certain Connecticut instruments, assignments, and the Tax Bill Authorization (Cx1842) have been updated to better align with FNMA model forms. The changes remove unnecessary county fields and instead use the recording jurisdiction type and name, improving consistency with Connecticut's city- and town-based recording requirements. Read More.
- The Washington Foreclosure Prevention Fee Disclosure (Cx28412) has been updated to reflect changes under Washington Senate Bill 5938, including revised fee exemptions and an updated model disclosure form issued by the Washington State Department of Commerce. The changes ensure the disclosure aligns with current state requirements for the $80 Foreclosure Prevention Fee and related borrower notice provisions. Read More.
- The print configurations for the Connecticut Flood Damage and Insurance Notice (Cx29024) have been updated to align with Connecticut House Bill 5208, which changes when the notice must be provided based on the loan type. The revised logic ensures the notice is generated in the appropriate document package for eligible Connecticut loans while supporting compliance with the state's updated disclosure timing requirements. Read More.
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A new Equifax Service Type option has been added to distinguish between Equifax Information Services and Equifax Mortgage Solutions, ensuring the appropriate contact information is displayed based on the selected service. The update also refreshes contact information for Equifax, Experian, and TransUnion across several credit disclosure documents to keep borrower-facing information current. Read More.
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A new field has been added to New York CEMA Gap documents, giving lenders more control over how loans with no gap amount are displayed. When no new money is being added, the field allows loan amount and monthly payment values to either populate as $0.00 or remain blank, depending on lender preference. Read More.
- Notary acknowledgment language has been updated on select documents to support both state names and "The United States" as valid entity formation locations when a representative signs on behalf of an entity. This enhancement ensures the acknowledgment text remains grammatically correct regardless of the entity formation location provided. Read More.
- The Co-Operative Loan Security Agreement (Cx4987) has been updated to remove the previous 15% cap on attorney fees for first-lien transactions in New York. The revised language now states that legal fees, costs, and disbursements must be reasonable, actually incurred, and permitted by applicable law, aligning the document with current legal requirements. Read More.
Late Fee Updates
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Docutech has updated its ConformX Late Fee Defaults to reflect new statutory late fee limits in Oklahoma, South Carolina, and Minnesota. The changes incorporate increased maximum late charges for Oklahoma and South Carolina, while Minnesota's updated minimum late charge does not affect the default settings because ConformX does not apply permissible minimum amounts. Read More.