Compliance Updates: May 2026 In Review

Jun 9, 2026

Topics: Late Fee Updates, Document Change, Global Mapping Changes, Modifications

Our team of experts at Docutech continually review requirements for document changes and publish real-time updates. To help keep you in the know, the monthly Docutech Compliance Recap brings you the most recent compliance updates. 

Here’s our latest recap:

Document Updates

  • The Rhode Island Tangible Net Benefit Form (Cx11242) has been updated to comply with Rhode Island’s requirement that borrowers recoup refinancing costs within 24 months. The update introduces several new fields and calculation logic to determine the proposed monthly payment used in the tangible net benefit analysis. Read more.
  • The Social Security Consent for Release of Information (Cx16668) has been updated to align with current Social Security Administration requirements and ensure continued compliance with borrower authorization standards. The update reflects revisions to the consent language and related disclosure formatting used in the document package. Read more.
  • The Affixation Affidavit (Cx28947) has been updated to include the required Indiana affirmation confirming that all Social Security numbers have been properly redacted, unless otherwise required by law. This change supports compliance with Indiana Code 36-2-11 and will take effect on June 2, 2026. Read more.
  • A new Mississippi Multiple Role/Dual Agency Disclosure (Cx29016) has been added to support compliance with Mississippi real estate disclosure requirements when a licensee represents more than one party in a transaction. The document outlines the responsibilities and acknowledgments related to dual agency relationships. Read more.
  • The VA Request for Determination of Loan Guaranty Eligibility for Unmarried Surviving Spouses (Cx14056) has been expanded to support additional eligibility scenarios and updated guidance related to VA home loan benefits. The revisions help ensure the document aligns with current VA requirements for surviving spouse applicants. Read more.
  • A new Connecticut Flood Damage and Insurance Notice (Cx29024) has been added to help satisfy state-specific disclosure requirements related to flood risk and insurance coverage. The notice provides borrowers with important information regarding potential flood hazards and insurance obligations tied to the property. Read more. 
  • A new upon-request imported version of Form 1008 Uniform Underwriting and Transmittal Summary (Cx28869) has been added to support imported loan data workflows and underwriting documentation needs. The update helps streamline the population of underwriting information within the document package. Read more. 
  • Updates have been made regarding the use of multiple VA home loan entitlements on a single VA loan to better align with current VA guidance and eligibility requirements. The changes clarify how entitlement usage is documented and applied within the loan process. Read more. 
  • A new upon-request California Processing/Underwriting Disclosure (Cx29009) has been added to support California-specific disclosure requirements related to mortgage processing and underwriting services. The document helps provide borrowers with greater transparency regarding the handling of their loan application. Read more. 
  • Construction versions of California Security Instruments (Cx25283, Cx26120, and Cx471) have been updated to support construction lending transactions and align with applicable California requirements. The revisions help ensure the documents properly reflect terms and provisions specific to construction-related financing. Read more. 

 Compliance News Alert

  • Nebraska has enacted new statutes requiring the use of a Net Tangible Benefits worksheet disclosure for certain mortgage transactions. The required form has now been published by the Nebraska Department of Banking and Finance. Read more.

  • Mississippi has enacted updates to its SAFE Act requirements that impact mortgage loan originator licensing and related compliance obligations. The changes include revisions to definitions, licensing standards, and regulatory oversight provisions under state law. Read more.

The above information is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
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Late Fee Updates Document Change Global Mapping Changes Modifications

The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.